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Understanding Hidden Fees & Service Bonds in Medical Admissions

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Aditi Sharma, Academic Counsellor

Published May 28, 2026

Executive Key Takeaway

Don't get caught off guard. Learn how state service bonds (up to 5 years) and hostel deposits impact your MBBS budget.

When comparing MBBS opportunities, many families only look at the first-year tuition fee. However, the presence of compulsory medical service bonds and supplementary costs can significantly modify the real commitment.

1. The Service Bond Many Indian states require government MBBS graduates to serve in rural public healthcare centers for a pre-determined duration. Failure to do so leads to heavy financial penalty clauses: - **Maharashtra**: 1 Year bond, penalty Rs. 10 Lakhs. - **Jharkhand**: 3 Year bond, penalty Rs. 30 Lakhs. - **Tamil Nadu**: 5 Year bond, penalty Rs. 5 Lakhs. - **Delhi / AIIMS**: No state service bond!

2. Hostel & Mess Discrepancy Deemed universities sometimes levy up to Rs. 2 Lakhs per year as compulsory AC hostel and food charges, which are non-refundable. Always compute full 5.5-year requirements before choice filling!

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